THE
EQUAL CREDIT OPPORTUNITY ACT
Equal Credit’s application definitions
What counteroffers are provided to borrowers
Appraisal requirements
Disclosures
What constitutes an “adverse action"
Actions taken for “adverse actions”
REAL
ESTATE SETTLEMENT
PROCEDURES ACT
Covered and exempt transactions
Controlled bus. arrangements -CBA’s
Disclosure
requirements
RESPA kickbacks
Computerized loan
originations (CLO’s)
Unearned fees
REGULATION
Z
Covered transactions
Required disclosures
Right of Rescission
Truth-in-lending and
advertising
FLOOD
DISASTER PROTECTION ACT
Special flood hazard areas
Required disclosures
Participating and
non-participating communities
FAIR CREDIT REPORTING
ACT
Consumer’s rights under FCRA
Credit reports
AND
EVEN MORE REGULATIONS
